Helping our clients fulfill their dreams and achieve financial success for over 20 years.
Senior Loan Officer, NMLS ID 140088
With over 20 years of experience in home lending, I understand the mortgage process and how to deliver the perfect financing solutions for my clients. I have established a strong reputation in the industry for exceeding expectations and delivering on commitments. The market is hot, which means multiple offers on homes, and a pre-approval with my name on it will assure you the best possible chances in a competitive situation.
Unlike most lenders, you won't be passed from one person to another. I'll be with you every step of the way, because I believe in establishing long-term relationships with my clients, and I am passionate about helping home buyers and home owners meet their financial needs. My local service and dedicated team of professionals assures that decisions are made quickly and closings happen on time without unexpected surprises.
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John Adams Mortgage Company offers mortgage financing solutions to fit almost every need. We offer Conventional, FHA, USDA Rural Development, Veterans Administation, and an array of Portfolio Programs for outside-the-box scenarios. We also provide First Time Homebuyer programs with downpayment assistance through Michigan State Housing Development Authority (MSHDA).
Get Pre-Approved and Let Us Find Your Best Financing Option!
LOOP is a state-of-the-art platform where you can apply for your mortgage, calculate monthly payments, securely scan and upload documents, and get live updates on your loan progress! Use it on-the-go with the LOOP mobile app or via standard web browser. LOOP can automatically verify employment and assets for most employers and financial institutions...right from your mobile device! Get LOOP today, and always be "in the loop!"
It's a competitive market, and we have the tools to prepare our clients and position them for optimal success. Whether you're looking to purchase your first home or save your hard-earned money with a refinance, we have the solutions for you!
The last thing you want when financing a home is an unexpected problem before closing, so you need an accurate pre-approval. And with the market hot right now, many buyers are competing with multiple offer situations, so it is imperative that you have a strong pre-approval from a recognized local lender that could possibly make the difference in getting your offer accepted.
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Rates are important. Your rate could be the difference of tens of thousands of dollars over the life of your loan. As a family owned Michigan company, we have the volume necessary to get the top tier rates, but we are also small enough to pass savings along to you. We offer competitive rates and beat the competition on a regular basis. Rest assured that you will get a fantastic rate with us.
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Credit issues? Get the tools to put you on the path to home ownership. We don't just look the other way. We will provide solid credit advice that will have you on the path to home ownership as quickly as possible. We also have portfolio programs that may be a perfect fit for certain "outside the box" situations. The first step is applying for a pre-approval so we can assess your needs.
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While the majority of our business is in SouthEast Michigan, we have mortgage solutions for the entire state of Michigan, from downriver to the Upper Penninsula and everywhere in between. Looking for a second home, a rental, or just wanting to relocate to a warmer climate? No problem! We also lend in the great state of Florida! Your journey starts here. Get Pre-Approved today!
Start Your Journey
While I am usually the main contact for my clients, the mortgage process requires the expertise of many other members of the Team. To ensure a smooth process and satisfactory closing, many different functions must be performed. I am pleased to say that I am blessed to have an incredibly experienced and capable team behind me.
The unsung hero in the mortgage process is the Processor. Todd processes my transactions with the expertise that only years of experience can afford. From verifications of employment to credit updates to making sure documentation is submitted completely and accurately to the underwriter in a timely fashion, Todd is the mainstay of the operation.
Without Underwriters, there would be no one to approve the loan. Our company has the best and more proficient underwriters in the industry. After the loan is fully approved, it's up to the Closing Department to make sure the documents are sent to the title company for closing. Jerri, Raquel, Lisa and the rest of our closing team are the best in the business, and I've worked with them for years. They handle last minute changes with ease and always make sure the money is at the closing. After all, there's no closing without the money!
Fair Housing. Fair Lender. Equal Housing.
